If you are a homeowner and think your jewelry, firearms, art, and other valuable items are automatically covered on your homeowners insurance, you may need to think again. Unless specifically listed on the policy, your valuable items are likely only covered up to as little as $1500! Engagement rings alone can cost $3000-$20000 any more, so it is very important that you talk to your agent and make sure everything is covered as it should be. Once scheduled, you don't have to worry about theft, misplacement, fire, or any other peril, it should always be covered at that point. For more information talk to the experts at Hadley, Cook, and Quillen today.